Axis Bank LIC Signature Credit Card benefits, reward rates, and fee waiver criteria are subject to change as per Axis Bank and LIC policies.
Please confirm the latest features and terms on the official Axis Bank website before applying.
Overview
The Axis Bank LIC Signature Credit Card is a premium co-branded credit card from Axis Bank and LIC (Life Insurance Corporation of India).
It’s designed for users who want exclusive benefits on LIC premium payments, lifestyle rewards, and complimentary airport lounge access.
This card is perfect for professionals and families who hold LIC policies and want to save while spending smartly.
Key Features
- 4 Reward Points per ₹100 spent on all LIC premium payments.
- 2 Reward Points per ₹100 on all other retail transactions (except fuel).
- Fuel Surcharge Waiver: 1% waiver on fuel transactions (₹400–₹4,000 range).
- Complimentary Airport Lounge Access: 2 domestic visits per quarter.
- Welcome Gift: 1,000 bonus reward points on first spend within 30 days of card issuance.
- Contactless Payments: Tap & Pay enabled for faster, secure transactions.
- Reward Redemption: Redeem reward points for flights, hotel bookings, shopping vouchers, or statement credit.
- Global Acceptance: Accepted at 70+ lakh merchants in India and abroad.
Eligibility
- 21 to 70 years (primary cardholder)
- Income Requirement: ₹50,000/month (salaried) or ₹6 lakh/year (self-employed)
- CIBIL Score: 725+ recommended
- Residency: Indian citizen
Fees & Charges
- Joining Fee: ₹2,000 + GST
- Annual Fee: ₹2,000 + GST (waived on ₹3 lakh annual spend)
Why Choose This Card
- Best suited for LIC policyholders who regularly pay premiums.
- Great for frequent travelers — includes free airport lounge access.
- Premium lifestyle and travel benefits with Axis Bank reliability.
- Dual advantage of LIC rewards + Axis Bank privileges.
- Annual fee easily waived with regular usage.
How to Apply
- Click below to apply through Axis Bank’s official partner page and start earning premium rewards on every LIC payment and purchase.
Note
Why Choose Pallavi Finance?
At Pallavi Finance, we make finding and applying for the right credit card quick, transparent, and rewarding.
Here’s why thousands of users trust us:
- Trusted Partners Only — We list verified cards from India’s leading banks like HDFC, SBI, and Axis.
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