The HDFC Bank Swiggy Credit Card is a powerful cashback card designed for food lovers and online shoppers.
It offers guaranteed cashback on every transaction — whether you’re ordering food, shopping online, or making daily purchases.
This card combines the trusted service of HDFC Bank with the convenience of Swiggy, making it an excellent choice for everyday use.
Overview
Key Features
- 10% Cashback on all orders placed via Swiggy App (Food, Instamart, Dineout).
- 5% Cashback on top online brands — Amazon, Flipkart, Myntra, Zomato, and more.
- 1% Cashback on all other offline & online spends.
- Welcome Benefit: ₹500 Swiggy Money voucher on card activation.
- Fuel Surcharge Waiver: 1% waiver on fuel spends (up to ₹250/month).
- Contactless Payments: Tap & Pay convenience for fast checkouts.
- Cashback Auto-Credit: Cashback directly added as Swiggy Money in your Swiggy wallet.
- Global Acceptance: Accepted at over 70 lakh merchants in India and abroad.
Eligibility
- Age: 21–60 years (for salaried individuals)
- Income: Minimum ₹25,000/month for salaried; ₹6 lakh/year for self-employed.
- CIBIL Score: 700+ recommended
- Resident: Indian
Fees & Charges
- Joining Fee: ₹500 + GST
- Annual Fee: ₹500 + GST (Waived on ₹2 lakh annual spend)
Why Choose This Card
- Perfect for food delivery lovers (Swiggy, Instamart).
- Regular cashback on daily use categories.
- Easy approval process for existing HDFC customers.
- Redeem cashback instantly for Swiggy orders — no complex reward system.
How to Apply
- Click below to apply securely through HDFC Bank’s official partner page and get your card in just a few minutes.
Note
Offers and cashback rates are subject to change as per HDFC Bank and Swiggy’s policy.
Always review the latest terms on the official HDFC Bank website before applying.
Overview
The HDFC Bank Millennia Credit Card is one of the most popular cashback cards in India, specially designed for millennials who frequently shop online and use digital payments. With amazing cashback benefits on Amazon, Flipkart, Swiggy, Zomato, and more — it perfectly fits a modern lifestyle.
Key Features
- Get 5% cashback (as CashPoints) on popular online platforms: Amazon, Flipkart, Swiggy, Zomato, Myntra, TataCLiQ, and Uber.
- Earn 1% cashback on all offline & online transactions (except fuel, rent, and wallet loads).
- Get ₹1,000 worth of gift vouchers on spending ₹1 lakh in the first 90 days.
- Welcome Benefit: ₹500 Swiggy Money voucher on card activation.
- Tap & Pay for secure, easy, and fast transactions at compatible POS terminals.
- 1% fuel surcharge waiver across all fuel stations in India (for transactions of ₹400–₹5,000).
- Convert large purchases into easy EMIs right from your HDFC app or net banking.
- 1 CashPoint = ₹1 when redeemed against your statement balance or travel & product catalog.
Eligibility
- Salaried: Minimum monthly income ₹35,000
- Self-Employed: Minimum annual income ₹6 lakh
- Age: 21–60 years
Annual Fees
- Joining Fee: ₹1,000 + GST
- Renewal Fee: ₹1,000 (waived on annual spends above ₹1 lakh)
Why Choose Millennia Credit Card?
- If you’re someone who does most of your shopping and food ordering online, this card literally pays you back for your lifestyle. It’s simple, flexible, and perfect for anyone who wants effortless cashback rewards on day-to-day spending.
Apply Now
Why Choose Pallavi Finance?
At Pallavi Finance, we make finding and applying for the right credit card quick, transparent, and rewarding.
Here’s why thousands of users trust us:
- Trusted Partners Only — We list verified cards from India’s leading banks like HDFC, SBI, and Axis.
- 100% Transparency — No hidden charges or misleading offers — what you see is what you get.
- Expert Guidance — We help you choose the best card suited to your lifestyle and spending habits.
